How fast can I get pre-approved?

Most clients receive a verified pre-approval within 24 hours after submitting a complete application and documents.

Which states do you serve?

We currently serve homebuyers and homeowners in Florida and Texas.

What loan programs do you offer?

We offer conventional, FHA, VA, USDA, jumbo, investor DSCR, HELOC, and reverse mortgage options.

Do you work with first-time homebuyers?

Yes. Our 3-Step Approval Kit and consultation process are designed to walk first-time buyers through every step with clear expectations.

Do you offer bilingual service?

Yes. We serve clients in English and Spanish and can explain every part of the process in the language you're most comfortable with.

How do I start the process?

You can start by applying online, requesting your free 3-Step Approval Kit, or booking a quick call to review your goals and timeline.

Partner With a Lender Your Clients Can Trust

We make your job easier with fast, verified pre-approvals and transparent communication from application to closing. No gimmicks—just reliable service that helps you close more deals.

Become a Partner

Why Realtors Choose Us

24-Hour Pre-Approvals

Your buyers get answers fast

20+ Years Experience

We've seen it all and know how to solve problems

5.0 Google Rating

Your clients will have a great experience

English & Español

Serve all your clients comfortably

Direct Communication

You always know where things stand

How We Make Your Life Easier

Fast, Verified Pre-Approvals

We fully verify income, assets, and credit upfront—not after you've written an offer. Your buyers know exactly what they qualify for, and listing agents take your offers seriously.

Real-Time Communication

No chasing us for updates. You'll have direct access to track your client's loan progress and get quick answers when you need them.

Problem Solving, Not Excuses

Difficult credit situation? Self-employed buyer? We specialize in finding solutions when other lenders say no.

Bilingual Support

Serve your Spanish-speaking clients with confidence. We provide complete service in English and Spanish.

What You Get as Our Partner

Every realtor partner gets:

24-hour pre-approval service

Real-time loan tracking and updates

Co-branded marketing materials

Direct access to our team via call, text, or email

Transparent communication throughout the process

Support for difficult scenarios (low credit, self-employed, etc.)

Bilingual service for all your clients

For partners who work with us regularly (12+ loans per year):

We invite you to UWM Success Track training in Detroit as our way of saying thank you. Flight, hotel, car, and training covered. Attend multiple sessions throughout the year when offered.

This is recognition for active partnership—not a requirement, just appreciation.

What Realtors Say

"Roberto es la persona que yo recomiendo a mis clientes. Una de las cosas que más me gusta es su comunicación rápida y clara. Siempre cierra a tiempo."

Yoshie Miyahara

Dallas Real Estate Agent

"As a realtor, I've worked with many lenders, but Home Sweet Home Financing is by far the best. Roberto and his team are incredibly responsive, professional, and always deliver on their promises. My clients love working with them!"

Amanda Rodriguez

Tampa Real Estate Agent

Read All Google Reviews